Satisfaction Service

Why Metro Financial Bancorp?
Since 1987, Metro Financial Bancorp has been serving California with simple and low cost financing for residential and commercial properties. It is our "Guaranteed Fees" and "No Haggling" policies that continue to bring back customers for satisfying services.

We encourage you to spend a few minutes to find out how the "Guaranteed Fees" and "Flat Fee" policies help you to know the exact cost before you start so you can finance with confidence.

We underwrite your loan according to industry standard Fannie Mae DU guidelines. This allows you to shop and compare with ease.

(Click to see why this is important)

What have set us apart from other lenders are:

arrowProfessional. (Minimum 10 years experience for each loan consultant.)

arrowFriendly Service.

arrowLow Cost Financing and "Guaranteed Fee".

Streamlined Processing and Closing.


We underwrite your loan with the standard Fannie Mae DU system. -

Why this is important?
In 1938, Congress created Fannie Mae under the Federal Housing Administration (FHA) to provide funding to FHA loans. In 1968 Congress chartered the privatized Fannie Mae to provide the funding to the conforming loans. In 1970, Congress chartered the Freddie Mac to add to the flow of funding to the home mortgage lending.

Through these years, Fannie Mae and Freddie Mac have fulfilled the goal of promoting homeownership and providing low cost mortgage financing. However, it is equally important that Fannie Mae and Freddie Mac have set up the uniform underwriting guidelines that standardize the mortgage lending industry. It is this standardization opens the doors to the free market competition between nimble and efficient lenders versus traditional banks.

Since 1987, Metro Financial Bancorp has continued driving down the cost of financing. It is our professional service and transparent cost schedule distinguishe us from other lenders.